123 Lite Current Account

If you are struggling to do this due to the lockdown then one solution suggested by reader mike is to open up a new 123 lite account or any other account and then switch the existing 123 account into this.

123 lite current account. You can do this online in your account or you can phone up the bank or go in branch to do this. Actual credit limit may differ. If you use an arranged overdraft of 1 200 you ll be charged an interest rate of 39 94 apr ear variable. Like the original 123 account 123 lite offers cashback on household bills but you won t earn any interest on your balance arguably the most popular feature of the original.

1i2i3 lite current account. If you use an arranged overdraft of 1 200 you ll be charged an interest rate of 39 94 apr ear variable. 1i2i3 lite current account. 1i2i3 lite current account key facts document including pre contractual information statement of lender and borrower.

Then consider switching to the 123 lite. You can change from the 123 account to the 123 lite account online and moneysavers on the forum facebook and twitter have reported that you can also do it in branch and over the phone. Santander has unveiled a lite version of its 123 current account in a bid to attract lower earning customers and those without big savings. We also have different borrowing options such as credit cards personal loans and additional loans for our existing mortgage.

If you currently have a 123 account then it s fine to downgrade your account to a 123 lite. We offer other current accounts with different overdraft interest rates or without the option for an overdraft facility. We offer other current accounts with different overdraft interest rates or without the option for an overdraft facility. Actual credit limit may differ.

From 5th may onwards each of these three tiers will be capped at 5. Switching your account if you ask us to we will switch your current account from another bank or building society to us. The 123 lite account offers the same tiered cashback as the 123 account for a lower 1 mth fee though it doesn t pay any interest. We also have different borrowing options such as credit cards personal loans and additional loans for our existing mortgage.

Key facts document including pre contractual explanation pre contractual information statement of lender and borrower responsibilities and financial services compensation scheme fscs information sheet and exclusions list you ll also find other important information about your account which includes how you can manage your account and how you ll receive your documents from us.